Moving to a different country comes with many housing decisions. One of the first housing choices expats face in the Dutch rental market is whether they want a furnished or unfurnished rental. Rental standards can differ significantly, so understanding what both options mean can prevent unexpected costs and help you settle in comfortably. In this blog, we explain what you can expect from furnished and unfurnished rentals in the Netherlands and how to choose the option that best fits your plans. 

Why furnished vs unfurnished rentals matter when moving to the Netherlands

The two options affect how quickly you can settle. If a rental is furnished, you can move in immediately whereas unfurnished apartments need time to prepare and install the basics. If you are arriving from abroad, coordinating these tasks can quickly become time-consuming. Especially when having to do it alongside, for example, starting a new job or registering with the municipality. Having a ready-to-live space can therefore make the first weeks in the Netherlands more manageable. Understanding how furnished and unfurnished rentals work is an important step when renting in the Netherlands as an expat. 

What to expect from a furnished rental in the Netherlands

In the Netherlands a furnished rental generally refers to a property that is equipped with the essential furniture and household items needed for daily living. The contents can vary by property. Typical furnished rentals include a bed, sofa, dining table, wardrobes, and major appliances such as a refrigerator and washing machine. One of the main advantages of going for a furnished rental is that you can move in immediately without the need to purchase furniture or manage installation appointments. However, furnished rentals often come with higher rent compared to unfurnished homes. On top of that you also have less flexibility to personalize the space because existing furnishings usually must remain in the property and be returned in the same condition at the end of the lease.  

What Does “Unfurnished” mean in the Dutch rental market

When looking at “unfurnished” in the Netherlands, what does that mean? It usually means that you are dealing with a largely empty property. Often just walls, a kitchen, and a bathroom. Unlike some countries, unfurnished apartments in the Netherlands can sometimes even lack flooring, curtains and lighting. Sometimes you will see a term like “upholstered or Semi-Furnished” which are properties that contain flooring, basic light fixtures and curtains but still do not include furniture. When choosing an unfurnished rental, you can expect to invest both time and budget into preparing the home before the property is ready for daily living. The main advantage of an unfurnished rental is the lower monthly rent, which can have a financial value for you if you’re planning to stay longer-term. You also have freedom to design and personalize the space according to your own lifestyle.  

Furnished vs unfurnished rentals in the Netherlands; which one suits you?

So, which option suits which expats? It mostly depends on your expected length of stay and plans in the Netherlands. For temporary assignments, short term arrivals or expats who are still exploring different neighborhoods, furnished rentals are the best option. They allow minimal upfront investment and easier relocation if circumstances change. Unfurnished properties, on the other hand, are better for expats who plan to remain in the Netherlands for several years. The decision comes down to a balance between financial efficiency and flexibility. Furnished rentals prioritize convenience and mobility, while unfurnished homes tend to offer better long-term stability. Understanding your timeline and long-term plans is key to making the right choice.  

Practical tips before signing a rental contract in the Netherlands

Before signing a furnished or unfurnished rental contract in the Netherlands, it is smart to check exactly what is and what is not included in the property.  Always carefully review the inventory list when renting a furnished rental, as this list outlines which items must be returned in their original condition.  

When comparing the options, look beyond the monthly rent and calculate the total cost over the expected length of your stay. Lower rent may still require significant upfront investment. Taking the time to compare the full financial picture will help you make a more informed decision. Both furnished and unfurnished rentals can be the right choice. 

Many expats initially focus their search on furnished rentals. However, in the Dutch rental market, the availability of furnished properties can be limited. Keeping an open mind toward unfurnished options may significantly expand your possibilities. At Xpat Housing Solutions, we can support you by finding a suitable unfurnished property and arranging furniture rental through trusted partners. This approach often increases flexibility and may help you secure a home quicker.

Frequently asked questions 

Is it cheaper to rent furnished or unfurnished in the Netherlands?

Unfurnished rentals usually have lower monthly rent, but they may require higher upfront investment for flooring, curtains, and furniture. The most cost-effective option depends on how long you plan to stay. 

Which option is better for expats moving to the Netherlands?

Furnished rentals are often more suitable for short-term stays or new arrivals, while unfurnished rentals tend to provide better long-term financial value for expats planning to remain in the Netherlands for several years. 

Do unfurnished rentals in the Netherlands include flooring?  

Not always. In the Dutch rental market, unfurnished properties may lack flooring, lighting, and curtains unless they are listed as “upholstered” or “semi-furnished.” Always confirm what is included before signing a contract. 

At Xpat Housing Solutions, we guide internationals through these decisions with clear, practical advice. From reviewing rental contracts to explaining local housing, our goal is to help you choose and secure a home with confidence and clarity. Navigating the Dutch rental market can feel complex, especially when relocating from abroad. Professional guidance ensures you make a decision that supports both your lifestyle and long-term plans.